Published October 11, 2026 in Market Update

Primary market has less inventory in some parts, but homes are not all selling fast

By Julie Wells

Real estate, Primary market

The National Association of Realtors reported 4.9 months of supply across the U.S., the highest level in over ten years. Parts of this market look tighter than that. But tighter supply has not made buyers move fast. That is the thing to hold onto if you are thinking about listing.

All numbers below cover the three months ending August 31, 2026.

The national picture first

The National Association of Realtors also reported existing-home sales fell 2.0% month over month in August 2026. Year to date through August, sales are up 1.6%. So the year is still positive, just softening lately.

Freddie Mac put the average 30-year fixed rate at 7.40% as of October 8, 2026. The 15-year averaged 6.73%. Rates that high slow buyers down. That shows up in our local days-on-market numbers.

How the Primary market stacks up

The Real Estate Data Aggregator counted 1,340 homes sold across the Primary market in those three months. There were 1,878 homes for sale and 1,613 new listings. Pending sales came to 1,375.

Supply by ZIP code: some tight, some loose

The story is not the same everywhere. ZIP 76262 had just 3.3 months of supply, per the Real Estate Data Aggregator. ZIP 76020 had 3.5 months. Both are well below the national 4.9 months. At the other end, ZIP 76270 had 7.7 months and ZIP 76085 had 6.3 months.

Lower supply gives sellers a little more room. But it has not pushed buyers to hurry.

Days on market: buyers are taking their time

Even in ZIP 76020, where supply fell 23.1% from a year ago, the Real Estate Data Aggregator shows a median of 72 days on market. That is 32 days longer than the same period in 2025. ZIP 76085 sat at 107 days. ZIP 76073 was at 103 days, though that is actually 9 days shorter than last year.

ZIP 76086 was the quickest at 49 days, and 76262 at 41 days. Those two also had the tightest supply. The pattern holds: less inventory helps, but it is not a guarantee of a fast sale.

Prices: a mixed picture

Some ZIP codes saw prices rise. Some saw them slip a little. The Real Estate Data Aggregator shows 76086 up 17.9% to a median of $335,000. ZIP 76234 rose 9.6% to $466,000. But 76023 fell 6.9% to $315,000, and 76008 fell 5.2% to $522,500.

Price drops are not dramatic in most ZIP codes. But sellers in several areas did take a little less than list. The Real Estate Data Aggregator shows sale-to-list ratios ranging from 93.8% in 76270 to 99% in 76023. Most sit between 97.5% and 98.4%.

How fast do homes go under contract?

Only about 1 in 5 homes went under contract within two weeks of listing in most ZIP codes. ZIP 76262 led at 29.5%, per the Real Estate Data Aggregator. ZIP 76086 and 76023 were both at 26.3%. At the other end, 76270, 76225 and 76085 all sat at 12.3% or below.

What this means if you plan to list

Less inventory is a real advantage. But it has not made buyers rush. Freddie Mac's 7.40% rate on 30-year loans is keeping many buyers cautious.

Homes that are priced right and show well are still selling. In ZIP 76262, the Real Estate Data Aggregator counted 185 homes sold and 190 pending. That is a healthy pipeline. In ZIP 76085, only 54 sold and supply grew 4.7% from last year. Two very different stories, a few miles apart.

Nationally, Realtor.com reported active listings up 6.7% from a year ago as of October 8, 2026. Our market is not seeing that kind of increase everywhere, but some ZIP codes are adding supply. ZIP 76082 new listings rose 21.5% year over year, per the Real Estate Data Aggregator.

If your home is in one of these ZIP codes, the market-wide number may not tell your story. A block with newer builds, a cul-de-sac, acreage, a shop, or a well can move faster or slower than the ZIP average.